Financial Aid

Johnson & Wales University participates in a variety of federal, state, private and institutional programs, which help ease the financial burden that the cost of education may pose. Students who demonstrate financial need, superior academic achievement, or other circumstances will be considered for grants, loans, scholarships and other forms of aid.

The university is committed to providing quality education at affordable rates. Our team of financial planners is dedicated to helping you secure a maximum financial aid award. Furthermore, JWU is committed to conservative tuition increases.

To be considered for aid each year:

1. Complete the Free Application for Federal Student Aid (FAFSA), which determines your demonstrated financial need, as soon as possible after January 1.
2. Finish the FAFSA before the filing priority deadline of March 1 to receive the maximum amount of financial aid.
3. Review applications and deadlines

Completing Your MPN Requirement
More than 95% of JWU students who apply for aid are eligible for some form of a Stafford Loan, which is one of the lowest cost ways to pay for school. (Stafford Loans are administered by the federal government and offer favorable interest rates and repayment options.)

Before these funds can be processed, you must complete a master promissory note (MPN), which is a binding legal document you sign that lists the conditions under which you are borrowing and the terms under which you agree to pay back the loan.

To submit a new MPN, complete the following steps:

1. Once you've signed in to the MPN site, select Complete Master Promissory Note, then Subsidized/Unsubsidized
2. You will need your Social Security and driver's license numbers, as well as two separate adult references (including complete US addresses and phone numbers in the 111-222-3333 format)
3. For school state, select Rhode Island (even if your campus is not Providence), then select Johnson & Wales University
4. Read each section (C-G); click the confirmation box as you complete each section
5. When prompted, enter your name and sign
6. Wait for signature authentication
7. Review the HTML version of the MPN (it will open in a new window)
8. In the original window, select Continue in order to complete your new MPN (be sure to save/print a copy of your HTML or PDF Master Promissory Note)

We strongly recommend that you complete an MPN now. You may decline any loan that is offered to you and incur no loan repayment obligation.

If the MPN is not completed, the university cannot receive or process Stafford funds to your account and a hold will be placed, which will prevent you from beginning class or adding/dropping classes.

Most current students have completed an MPN before, but this is a brand new requirement for all students because of JWU's transition to Direct Lending for next year. Students are required to complete a new MPN with the federal government.

Learn more about the university’s transition to direct lending.