Perkins

The Federal Perkins loan is awarded to students who demonstrate financial need and meet Johnson & Wales University’s March 1 priority FAFSA deadline. The university serves as the lender and the loan is made with government funds; repayment is made to JWU. Upon acceptance of this loan, students must complete a Federal Perkins Loan MPN.

Highlights of this loan are:

  • Made through JWU to undergraduate degree students.
  • Offered by JWU to students who demonstrate financial need.
  • Made to students enrolled full-time or part-time.
  • Repaid to JWU by the student.
  • Carries a five percent interest rate during repayment.
  • Nine month grace period prior to repayment following graduation, withdrawal, or dropping below half-time status; an exit interview is required as well.
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