Applying for Financial Aid

Wildcat Welcome, Denver

We’re here to help you understand the financial aid process — and make college happen! Use the timeline below to apply for aid.

We’re here to help you understand the financial aid process — and make college happen! Use the timeline below to apply for aid. AMY O’CONNELL, director of Undergraduate Admissions

Beginning Oct. 1: Apply for Aid (FAFSA)

The FAFSA (Free Application for Federal Student Aid) is your FREE, one-stop shop for all federal, state and JWU aid. To maximize your financial aid eligibility, apply as early as Oct. 1 by using the IRS data match on the FAFSA at You can automatically insert your income, which will simplify the process, and be sure to create a FSA ID prior to starting. For a complete list of scholarships, visit our Scholarships and Grants page for more information.

6 Reasons to File Your FAFSA

  1. It’s the ONLY way to determine if you are eligible for federal and state aid.
  2. It’s FREE.
  3. It takes just 30 minutes.
  4. Eligible students who can apply:
    • High school students
    • Transfer students
    • Graduate students
    • Adult Learners
    • Veterans
  5. There’s no obligation to accept student loans.
  6. If you have financial need you may qualify for grants.


  • FAFSA Tutorials on YouTube
  • If required, complete the verification process by submitting tax transcripts and verification worksheet(s).
  • 30 days after filing your taxes you can import your tax data directly to your FAFSA using the IRS’ Data Retrieval Tool.
  • After you file, review your Student Aid Report (SAR) to make corrections.

March: Get Your Aid Package

Next, you’ll receive your preliminary aid package. Our aid packages may include a combination of loans and grants - and possibly scholarships (which you don’t have to repay).


Loans allow you to borrow money for school. They are legal obligations – and you must repay them, with interest. Talk to your JWU financial planner about loan options, repayment plans and managing debt.

Subsidized and or Unsubsidized Federal Direct Loans

“Subsidized” means that the federal government pays the interest while you’re in school.

  • Federal Direct Parent PLUS: Low-interest loan. You must be a parent, stepparent or legal guardian and a US citizen or eligible noncitizen
Tuition Reimbursement

Check with your employer’s human resources department to see if they have a tuition assistance program.

Earned money (Federal Work Study)

Private Loans

We recommend that you exhaust ALL grant, scholarship and federal loan options prior to obtaining a private loan.

Financial Planners

Your JWU financial planner guides you through every step of paying for college, and helps you:

  • Understand your aid package
  • Translate financial terms and aid types
  • Understand the verification process
  • Review tuition and fees
  • Discuss payment plan options — monthly, term, loans
  • Appeal for additional resources

For any questions, contact our financial services team.

May: Complete Forms

Once you decide to enroll at JWU, complete these quick steps:

  1. Submit your reservation fee
  2. Use your FSA ID from the Department of Education to complete your entrance counseling and Master Promissory Note (MPN)

TIP: Review your invoice with your annual charges and financial aid.

July: Finalize Your Payment Plan

You’re almost a JWU Wildcat — just a few more steps! You will receive info so you can:

  1. Finalize your payment plan
  2. Finalize your housing plans
  3. Submit all requested financial aid forms (by the appropriate deadlines)
FAFSA Changes

To maximize your financial award, you can apply as early as Oct. 1